Kantara Workshop at CIS
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Kantara Workshop at CIS
- 1. 1 1 Plenary Panel: Who is Driving Change in Payments? CPA PANORAMA 2010 June 8, 2010 Kantara Workshop at CIS A Canadian Perspective Joni Brennan June 2016 Desjardins Executive Briefing Dec.2015
- 2. 2 2 DIACC Accelerates and Delivers Identity Innovations… Why To enable business and government to enable trusted digital relationships with velocity. Our Mission The DIACC’s mission is to organize market forces to unlock DIA economic and societal opportunities for Canadian consumers, businesses, citizens, and government.
- 3. 3 3 DIACC Membership represents the largest financial organizations, MNOs, federal, provincial, and more Collaborative Approach: - LoI with Joint Councils of Canada - All provincial CIOs and Service Delivery leads
- 4. 4 4 DIACC Members Join. Collaborate. Trust. Canadian Non-Profit Consortia Government, Finance, Mobile Network Operators, Software, Service Delivery…
- 5. 5 5 Canadians need trustworthy digital identity… • Innovation Agenda & Global Digital Economy • Digital Services Delivery Modernization • Open Government Drives local and global calls to action for governments and industry / commercial sector.
- 6. 6 6 Canadians need trustworthy digital identity… • Innovation Agenda & Global Digital Economy • Digital Services Delivery Modernization • Open Government Drives local and global calls to action for governments and industry / commercial sector.
- 7. 7 7 The DIACC develops components of the Pan-Canadian Trust Framework to standardize the long term strategic trust model in Canada and connecting globally. DIACC Proof of Concepts (PoC) address real-world challenges by connecting leadership in identity management at home and broad to propose concepts and test their viability for commercial, governments, and research application. PoCs are guided by DIACC’s 10 Canadian and universal principles for a digital identity ecosystem. DIACC PoCs seek to: • learn as quickly as possible; • test concept viability; • identify impacts on individual systems, requirements, and costs; • identify regulatory considerations.
- 8. 8 8 We Have a Common Problem Consumers 87% of Canadians are online Cyber crime cost consumers $3Bn in 2013 Heartbleed, CRA, Target, Home Depot, NRC 71% of Canadians think protecting personal information is/will be very important in future Passwords suck Businesses & Government Direct costs of rising fraud rates Indirect costs of fraud: monitoring, audit/investigation, data collection, security, compliance Cost of service delivery, channels Cost of customer support, password resets, etc. Cost of new product development Increased security hits product adoption rates Reputation risk
- 9. 9 9 Canadian Leaders Call to Action 9 Canadian leaders from all sectors must work together to develop a made-for-Canada Trust Framework that accelerates development of trusted identity services solutions for use in Canada and globally. New models will benefit those who develop them and enshrine the principles of their creators. Made-in-Canada Solutions Protect • Canadian Principles • Canadian Business Interests • Canadian Regulatory Model • Canadian Technical Model and Architecture
- 10. 10 10 Canada is Ready! Three pillars of readiness • Digital Innovation Agenda / Global Digital Economy • Digital Service Delivery Modernization • Open Government Canada Leads • #2 Globally in readiness for mobile payments (MasterCard index) • Privacy / Data Protection Regulation • Personal Information Protection and Electronic Documents Act (PIPEDA circa 2000) • Stable Economy • Culture of competitive cooperation
- 11. 11 11 Canadian Guiding Principles Principals of a digital identity ecosystem for Canada: 1. Robust, secure, scalable 2. Implement, protect, and enhance Privacy by Design 3. Inclusive, open, and meets broad stakeholder needs 4. Transparent in governance and operation 5. Provide Canadians choice, control, and convenience 6. Built on open, standards-based protocols 7. Interoperable with international standards 8. Cost effective and open to competitive market forces 9. Able to be independently assessed, audited, and subject to enforcement 10. Minimize data transfer between authoritative sources and will not create new identity databases Leveraging guiding principles to develop made-for-Canada solutions for world-wide interoperability.
- 13. 13 13 One Model for Canada Glo ally governments and industry are building technology and policy interoperability frameworks. EU, US, UK, AU, NZ… Canadians need a trust model that respects our culture and provides the rules and tools for the identity layer of the digital transformation. A Pan-Canadian Trust Framework.
- 14. 14 14 Pan-Canadian Vision Pan-Canadian Vision (2014): Citizens and businesses enjoy simple, convenient and secure access to services in a manner they choose and manage Business Value • Enables a whole-of-government approach for seamless e-service delivery • Improves client experience and user convenience by supporting a “tell-us- once” approach • Enables jurisdictions to trust and leverage each other’s identity management and assurance processes • Reduces the risk that the individual is not who they claim to be. • Reduces identity-related administration costs • Strengthens program integrity
- 15. 15 15 The public and private sector investments in the pan-Canadian Trust Framework will enable Canadian individuals and organizations to transact with confidence when using digital identification and authentication services. Standards & Protocols The technical standards and protocols that must be implemented by the members of a trust community to achieve interoperability. Business, Legal, Operational Policies The policies that must be followed in order to achieve the level of security, privacy, and other trust assurances that participants in the trust framework desire. Examples (include): Credential Issuance Authentication requirements Enrolment Reliance Rules Credential management Privacy and security standards Identity proofing Examples (include): Public Law (IdM-specific law, privacy law, tort law) Private Law (contracts) Liability for Losses Termination Rights Enforcement Mechanisms Dispute Resolution Measure of Damages Trust Framework Model Pillars
- 16. 16 16 Address Common Challenges Connect with Peers: • identify and develop industry standards addressing common challenges • develop Proof of Concept pilots to solve real world challenges Don’t ask “what services or solutions do you need” Ask “what problems need to be solved” - Confirm Age Prior to Alcohol Purchase – card/chip readers only verify +/- age and customer picture - Fill Critical Prescription Online For Delivery - Access Medical Lab Results History Online - Access Government Services with a Smartphone or bank chip technology card
- 19. 19 19 2009 2012 2013 2014 2015 2016 Federal Directive on Identity Management * issued under the Revised Policy on Government Security Federal Guideline on Defining Authentication Requirements DIACC formed to enable agile private sector collaboration Federal Standard on Identity and Credential Assurance DIACC partners with “Identity NORTH” to annually connect Canadian experts Pan- Canada Pan- Canadian Identity Validation Standard DIACC Remote Bank Account Opening Proof of Concept Federal Guideline on Identity Assurance DIACC Publishes ”Building Canada’s Digital Future” 2012 - DIACC non-profit formed to mobilize private and public sector collaboration on globally interoperable made-for-Canada verifiable Digital ID solutions Federal Mandate letters prioritize digital service delivery, digital economy, and open government DIACC Develops Provincial Residency Proof of Concept & Signs Letter of Intent to collab with Joint Councils for Pan- Canadian Trust Framework
- 20. 20 20 20 FPT Deputy Ministers’ Table on Service Delivery Collaboration FPT Clerks and Cabinet Secretaries Joint Councils Identity Management Sub Committee Public Sector Service Delivery Council Public Sector CIO Council Digital Identification Authentication Council of Canada (DIACC) DIACC Board of Directors (Public / Private Sector membership) IMSC Working Groups DIACC Expert Committees Public Sector Private Sector/ Industry Initiatives Canada’s Digital Interchange Immigration Refugee Citizenship Canada / Employment Social Development Canada IRCC/ESDC Identity Linkages Project CDI Working Groups How: Pan-Canadian Identity Trust Framework DIACC public & private sector collaborative input to the Pan- Canadian Identity Trust Framework
- 21. 21 21 Building Canada’s Digital Future © Content Protected by Digital ID and Authentication Council of Canada Contribution Agreement Published May 2015
- 22. 22 22 2016 Federal Pre-Budget Submission © Content Protected by Digital ID and Authentication Council of Canada Contribution Agreement Published March 2016
- 23. 23 23 DIACC: Calls to Action on Critical Initiatives © Content Protected by Digital ID and Authentication Council of Canada Contribution Agreement • DIACC Leaders invest to identify and influence ecosystem roles and objectives • DIACC Create a brand for the Pan-Canadian Trust Framework & principles • DIACC Trusted Services Listing and Verification Program • DIACC Fosters adoption of the Pan-Canadian Trust Framework Pan-Canadian Trust Framework and Trustmark • Mid-Term: Private/public matching funds similar to approach by Open Data Institute, • Long-Term: Trustmark program, Membership, and public funding opportunities Diversify Funding Model •Publish Proof of Concept – Establishing Provincial Residency •Establish liaisons with like minded organizations for collaboration (Global) Industry Engagement and Innovation •Toronto: Member Meeting June 14 •Toronto: Identity North June 15+16, Events & Leadership Networking
- 24. 24 24 Connect with DIACC Experts Chair: Dave Nikolejsin: DNikolejsin@DIACC.ca Joni Brennan: JBrennan@DIACC.ca Director of Administration: TWolf@DIACC.ca Website: www.DIACC.ca Twitter: @mydiacc